Credit Crisis

Although they are not really credit cards, these Prepaid Credit Cards do work for many people and they have been recommended for people that like to do online shopping. The views are mixed because some other regulatory bodies claim that the cards are nothing more than an expensive way to spend money.

Individual customers will have to make a decision as to whether these types of cards are right for them in the long run despite some of the disadvantages that have been attached to them. They also require an element of financial prudence because one has to top them up on a regular basis in order to start the spending process.